(800) 215-7264 info@ehomeloancenter.com

Your Dream Home Starts Here

Competitive rates, personalized service, and a seamless mortgage experience tailored to your needs.

Modern Home

Our Loan Programs

Conventional Loans

Flexible options with competitive rates for borrowers with good credit.

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FHA Loans

Government-backed loans with lower down payment requirements.

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VA Loans

Exclusive benefits for veterans and active military members.

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Why Choose EHomeLoanCenter

Competitive Rates

We shop multiple lenders to find you the best possible rate.

Fast Approvals

Our streamlined process gets you approved in days, not weeks.

Expert Guidance

Dedicated loan officers to guide you through every step.

5-Star Service

Rated excellent by thousands of satisfied homeowners.

What Our Clients Say

"The team at EHomeLoanCenter made our first home purchase so easy. They explained everything clearly and got us a great rate!"

Sarah J.

Sarah J.

First-time Homebuyer

"Refinancing with EHomeLoanCenter saved us $300/month. The process was quick and their customer service was outstanding."

Michael T.

Michael T.

Homeowner

"As a veteran, I appreciated their expertise with VA loans. They helped me maximize my benefits and buy my dream home."

David R.

David R.

Veteran

Ready to Take the Next Step?

Whether you're buying your first home or refinancing your current mortgage, we're here to help.

Get Pre-Approved Contact Us

Home Purchase Loans

Find the perfect mortgage solution for your new home purchase.

Our Purchase Loan Options

Conventional Loans

Traditional mortgages that aren't insured by the federal government. Ideal for borrowers with good credit and stable income.

  • Down payments as low as 3%
  • Fixed or adjustable rates
  • Loan terms from 10 to 30 years
  • Competitive interest rates

FHA Loans

Government-backed loans insured by the Federal Housing Administration. Great for first-time homebuyers or those with lower credit scores.

  • Down payments as low as 3.5%
  • More flexible credit requirements
  • Lower closing costs
  • Fixed-rate options available

VA Loans

Exclusive benefits for veterans, active-duty service members, and eligible surviving spouses. Backed by the Department of Veterans Affairs.

  • No down payment required
  • No private mortgage insurance (PMI)
  • Competitive interest rates
  • Flexible credit requirements

Jumbo Loans

For high-value properties that exceed conventional loan limits. Perfect for luxury home purchases.

  • Loan amounts up to $3 million
  • Competitive jumbo rates
  • Fixed and adjustable options
  • Flexible underwriting

Not sure which loan is right for you?

Our loan experts can help you compare options and find the perfect solution for your situation.

The Home Buying Process

1

Get Pre-Approved

Determine how much you can borrow and show sellers you're serious.

2

Find Your Home

Work with a real estate agent to find your perfect property.

3

Loan Processing

We'll handle all the paperwork and keep you updated throughout.

4

Home Appraisal

We'll order an appraisal to confirm the home's value.

5

Underwriting

Our team reviews all documents for final approval.

6

Closing

Sign your final documents and get the keys to your new home!

Mortgage Refinancing

Lower your rate, reduce your payment, or tap into your home's equity.

Refinance Options

Rate & Term Refinance

Lower your interest rate or change your loan term without taking cash out.

  • Reduce monthly payments
  • Pay off your loan faster
  • Switch from ARM to fixed rate

Cash-Out Refinance

Access your home's equity for home improvements, debt consolidation, or other needs.

  • Lower interest than credit cards
  • Potential tax benefits
  • Flexible use of funds

Is Refinancing Right for You?

Refinancing can help you save money or achieve financial goals, but it's not right for everyone. Consider refinancing if:

  • Current interest rates are lower than your existing rate
  • Your credit score has improved since you got your original loan
  • You want to switch from an adjustable-rate to a fixed-rate mortgage
  • You need cash for home improvements or other major expenses
  • You want to shorten your loan term to build equity faster

Our loan officers can help you analyze whether refinancing makes financial sense for your situation.

Refinance Calculator

Estimate your potential savings with our refinance calculator.

Ready to Refinance?

Our refinance experts can help you determine if refinancing makes sense and guide you through the entire process.

The Refinance Process

1

Application

Complete our simple online application

2

Documentation

Submit required financial documents

3

Appraisal

We'll order a home appraisal

4

Closing

Sign final documents and complete

About EHomeLoanCenter

Helping homeowners achieve their dreams since 2005.

Our Story

Founded in 2005, EHomeLoanCenter began with a simple mission: to make the mortgage process easier and more transparent for homeowners. What started as a small team of loan officers passionate about customer service has grown into one of the nation's most trusted mortgage lenders.

Today, we've helped over 50,000 families purchase homes or refinance their mortgages. Our commitment to honesty, integrity, and exceptional service remains unchanged.

Our Team

Our Values

  • Customer First

    We put our clients' needs above all else, providing personalized solutions.

  • Integrity

    We're committed to honesty and transparency in all our dealings.

  • Innovation

    We continuously improve our processes to make mortgages simpler.

  • Community

    We give back to the communities we serve through volunteer work and donations.

Our Team

Our team of experienced loan officers, underwriters, and support staff are dedicated to making your mortgage experience smooth and stress-free. We take pride in our expertise and our ability to explain complex mortgage concepts in simple terms.

Sarah Johnson

Sarah Johnson

CEO & Founder

20+ years mortgage experience

Michael Chen

Michael Chen

Chief Lending Officer

15 years in mortgage lending

Jessica Williams

Jessica Williams

VP of Operations

Process improvement expert

Why Choose EHomeLoanCenter?

Award-Winning Service

Recognized as a top mortgage lender by industry publications.

Secure Process

Your personal information is protected with bank-level security.

Fast Closings

Our streamlined process gets you to closing faster.

Dedicated Support

Your personal loan officer is available when you need them.

Community Involvement

We believe in giving back to the communities we serve. Each year, we donate time and resources to organizations that help families achieve housing stability.

Habitat for Humanity

Our team volunteers monthly to help build affordable homes.

Food Bank Support

Annual food drives and financial support for local food banks.

Financial Literacy

Free workshops on homebuying and financial management.

Contact Us

We're here to help with all your home loan questions.

Get In Touch

Have questions about mortgages or refinancing? Our team is ready to help. Fill out the form and we'll get back to you within 24 hours.

Contact Information

Corporate Office

951 Coastal Ridge Drive
Newport Beach, CA 92660

Phone

(800) 215-7264
Mon-Fri: 8am-6pm PST

Email

info@ehomeloancenter.com
Loans@ehomeloancenter.com

Office Hours

Monday - Friday 8:00 AM - 6:00 PM
Saturday 9:00 AM - 2:00 PM
Sunday Closed

Need Immediate Assistance?

Call our customer service team for help with your existing loan or application.

(800) 215-7264

Available Monday-Friday 8am-6pm PST